Home | Overview | Calculator | Enrollment
to the site created
specifically for
VA Community College System
If you can't work, why should your bank account suffer?
Help keep your finances together with Unum's group long term disability insurance.

Savings aren't always enough.

Even though Jane and Kurt have two incomes, they need both of their paychecks to cover the bills every month. They know that a serious illness or accident could keep one — or both — of them from going to work for months. They want some security that losing one of their paychecks doesn't threaten everything they have worked for.

Who's at risk?1

  • At age 30, a man is seven times more likely to become disabled than to die.
  • At age 30 a woman is four times more likely to become disabled than to die.
  • Even at age 50, the odds of becoming disabled are more than double the risk of dying.
  • At age 40, you have a 43% chance of experiencing a long term disability before you are age 65.

Your disability benefits help cover what matters most.

Unum's long term disability insurance pays you a percentage of your gross monthly salary if you cannot work due to a covered injury or illness.

It can provide a benefit whether your disability is total or partial.

These benefits can help you cover your expenses and protect your finances at a time when you're paying extra medical bills.

1. JHA Disability Fact Book, Fourth Edition, 2006.
EN-1058 (3-08)