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LTD Insurance Worksheet
Monthly expenses you should consider
(For illustrative purposes only. This worksheet may help you decide how much coverage you need.)
Mortgage/rent
$
Transportation (gas, car, payments, repairs)
$
Utilities (electric, water, cable, internet)
$
Insurance (health, life, car, home)
$
Food & clothing (groceries, restaurants)
$
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LTD Insurance Worksheet
Monthly expenses you should consider
(For illustrative purposes only. This worksheet may help you decide how much coverage you need.)
Education (tuition, books, supplies)
$
Loans/credit card debt
$
Child care/elder care
$
Savings contributions (retirement)
$
Medical costs (doctor copays, medications)
$
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> Next >
LTD Insurance Worksheet
Monthly expenses you should consider
(For illustrative purposes only. This worksheet may help you decide how much coverage you need.)
Total monthly expenses
$0.00
Current monthly income (after taxes)
$
Total monthly income if disabled
$
Less total monthly expenses (from above)
-
$0.00
Monthly surplus or shortfall
$0.00
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LTD Insurance Calculator
Premium Calculator
Quick tool for matching coverage to cost.
1. Enter your age:
2. Enter Annual Salary:
Your Monthly LTD benefit:
Your
Semi-Monthly
LTD cost:
50% plan
40% plan
25% plan
Your Monthly LTD benefit:
Your
Semi-Monthly
LTD cost:
* Requires Evidence of Insurability
Calculated premium is for illustration purposes only and is based on the age and choices selected. Eligibility for, entitlement to, and amount of actual benefits will be determined according to the terms of the policy.
