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LTC Calculator

Pay Frequency:

Age: Enter your age as of the effective date.
If your funded coverage uses a different age, enter it here.
Duration: How long would you like to receive monthly benefit payments?
Amount: How much will each monthly benefit payment be?
50% Home and Community Based Care
50% Home and Community Based and Immediate Family Member Care
5% Simple Inflation

$0.00  × 
 ÷  $1,000  = 
rate for plan chosen monthly benefit amount your premium
$0.00  × 
rate for funded plan based on funded amount funded premium
(A) MINUS (B)  = 

Rounding for display purposes applied.

For more detailed plan feature descriptions, see the Outline of Coverage on the Enrollment page.

Calculated premium is for illustration purposes only and is based on the age and plan choices selected. Eligibility for, entitlement to, and amount of actual benefits will be determined according to the terms of the long term care insurance policy.

*Requires the Long Term Care Insurance Application for employee coverage. All spouse/domestic partner/family selections require this form.

If you are an employee electing coverage after your guarantee issue enrollment period, Evidence of Insurability is required for any level of coverage.

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