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LTD Insurance Worksheet
Monthly expenses you should consider
(For illustrative purposes only. This worksheet may help you decide how much coverage you need.)

Mortgage/rent$
Transportation (gas, car, payments, repairs)$
Utilities (electric, water, cable, internet)$
Insurance (health, life, car, home)$
Food & clothing (groceries, restaurants)$
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LTD Insurance Calculator
Premium Calculator
Income Level:
90 Days
180 Days
Under $50,000
$13 / pay period
N/A
$50,000-$64,999
$27 / pay period
$23 / pay period
$65,000-$94,999
$33 / pay period
$29 / pay period
$95,000 & Above
$37 / pay period
$32 / pay period
Enter Gross Annual Salary:
$
Choose an Elimination Period:
     
Your Monthly LTD Benefit (50% Integrated):
Your LTD Cost Per Pay Period:

Calculated premium is for illustration purposes only and is based on the age and choices selected. Eligibility for, entitlement to, and amount of actual benefits will be determined according to the terms of the policy.