Unum Benefit Menu

• Individuals who have active coverage in the plan prior to 01-01-2026
• Existing participants who were age 75 or older as of 01/01/2015 who were actively enrolled in coverage prior to 01/01/2015 (Closed Class)
• Existing participants who were age 75 or older as of 01/01/2021 who were actively enrolled in coverage prior to 01/01/2021 (Closed Class)
• Existing participants who were age 75 or older as of 01/01/2026 who were actively enrolled in coverage prior to 01/01/2026 (Closed Class)


• Individuals who are not covered and are applying as a new enrollee