1,2,3 U.S. Department of Health and Human Services, "National Clearinghouse for Long- Term Care Information," updated October 2008. Available at: http://www.longtermcare. gov/LTC/Main_Site/Understanding_Long_Term_Care/
Basics/Basics.aspx, cited November 17, 2009.
4 Genworth Financial, "2009 Cost of Care Study," April 2009.
5 American Association of Long Term Care Insurance, "2008 LTCI Sourcebook," February 2008.
6 LIMRA, 2008 Group LTC Report, 2009. Based on inforce cases. Excluding federal and California-specific Group LTC plans, Unum also ranks first in number of employees enrolled.
Nursing home care based on 24 hour care for one year. Assisted living based on 12 months care. Home care based on five hours of care per day, five days per week for Non-Medicaid Certified home health aide services.
For employee information
This information is not intended to be a complete description of the insurance
coverage available. The policy or its provisions may vary or be unavailable in
some states. The policy has exclusions and limitations which may affect any
benefits payable. For complete details of coverage and availability, please
refer to Policy Form GLTC04 or contact your Unum representative.
Underwritten by: Unum Life Insurance Company of America, Portland, Maine
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