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What would your family do without your income?
Unum's group voluntary term life insurance can help.

Better prepared for the future

Jarrod and Amy have two careers, two children, two daycare payments and a two-story house on the lake. If either one dies prematurely, one paycheck won't keep the family afloat. They have basic life insurance at work, but they want enough coverage to meet their actual needs.

What happens after you're gone?

of Americans think it's important for most people to have life insurance, and yet nearly half of those surveyed say they don't have enough coverage.1

of Americans with dependents worry how their family would manage financially without them.2

Features with value

1. Adds more coverage at affordable group rates.
Your employer may offer basic term life, but it's probably not enough for your needs. Buy more group term life insurance at an affordable rate. If you leave your job, Unum will allow you to switch to an individual policy. Unum will bill you directly for the premium.
2. Requires no physical exam
If you apply during your initial enrollment, you are guaranteed to receive a specific amount of coverage — your plan's guarantee issue amount — without taking a medical exam or answering any health-related questions.

1. National Safety Council, Injury Facts, 2008.
2. LIFE Foundation, "Cost Tops Consumers' List of Excuses for Not Getting Life Insurance," September 2, 2008.