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LTC Calculator

Pay Frequency:

State: Select your state of residency at time of your initial purchase.
Age: Enter your age as of the effective date.
If your funded coverage uses a different age, enter it here.
Duration: How long would you like to receive monthly benefit payments?
Amount: How much will each monthly benefit payment be?
Plan:
Option: Add Total Home Care?
Option: Add Simple Inflation?
    Plan 1A:
  • Nursing Home Facility
  • $3,000 Monthly Benefit
  • Professional Home Care
    Plan 2A:
  • Nursing Home Facility
  • $3,000 Monthly Benefit
  • Professional Home Care
  • Total Home Care
    Plan 3A:
  • Nursing Home Facility
  • $3,000 Monthly Benefit
  • Professional Home Care
  • Simple Inflation
    Plan 4A:
  • Nursing Home Facility
  • $3,000 Monthly Benefit
  • Professional Home Care
  • Total Home Care
  • Simple Inflation

    Plan 1B:
  • Nursing Home Facility
  • $3,000 Monthly Benefit
  • Paid Up Benefit
  • Professional Home Care
    Plan 2B:
  • Nursing Home Facility
  • $3,000 Monthly Benefit
  • Paid Up Benefit
  • Professional Home Care
  • Total Home Care
    Plan 3B:
  • Nursing Home Facility
  • $3,000 Monthly Benefit
  • Paid Up Benefit
  • Professional Home Care
  • Simple Inflation
    Plan 4B:
  • Nursing Home Facility
  • $3,000 Monthly Benefit
  • Paid Up Benefit
  • Professional Home Care
  • Total Home Care
  • Simple Inflation

 ×   ÷  $1,000  = 
$0.00
$0.00
your premium your premium
beginning -
 ×   = 
$0.00
$0.00
(B)
funded premium funded premium
beginning -
 = 
$0.00
$0.00
EMPLOYEE COST EMPLOYEE COST
beginning -

For more detailed plan feature descriptions, see the Outline of Coverage on the Enrollment page.

Calculated premium is for illustration purposes only and is based on the age and plan choices selected. Eligibility for, entitlement to, and amount of actual benefits will be determined according to the terms of the long term care insurance policy.

*Requires the Long Term Care Insurance Application for employee coverage. All spouse/family selections require this form.

If you are an employee electing coverage after your guarantee issue enrollment period, Evidence of Insurability is required for any level of coverage.

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