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LTC Calculator

Pay Frequency:

State: Select your state of residency at time of your initial purchase.
Age: Enter your age as of the effective date.
If your funded coverage uses a different age, enter it here.
Duration: How long would you like to receive monthly benefit payments?
Amount: How much will each monthly benefit payment be?
Plan:
Option: Add Compound Inflation?
Option: Add Simple Inflation?
    Basic Plan:
  • 3 year plan (Lifetime Max $108,000)
  • $3,000 Nursing Facility
  • $2,800 Residential Care Facility
  • $2,000 Home and Community-Based Care
    Preferred Plan:
  • 4 year plan (Lifetime Max $144,000)
  • $3,000 Nursing Facility
  • $2,800 Residential Care Facility
  • $2,000 Home and Community-Based Care
    Enhanced Plan:
  • 6 year plan (Lifetime Max $288,000)
  • $4,000 Nursing Facility
  • $3,500 Residential Care Facility
  • $2,500 Home and Community-Based Care

 ×   ÷  $1,000  = 
$0.00
$0.00
your premium your premium
beginning -
 ×   = 
$0.00
$0.00
(B)
funded premium funded premium
beginning -
 = 
$0.00
$0.00
EMPLOYEE COST EMPLOYEE COST
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For more detailed plan feature descriptions, see the Outline of Coverage on the Enrollment page.

Calculated premium is for illustration purposes only and is based on the age and plan choices selected. Eligibility for, entitlement to, and amount of actual benefits will be determined according to the terms of the long term care insurance policy.

All spouse/domestic partner/family selections require the Long Term Care Insurance Application.

If you are an employee electing coverage after your guarantee issue enrollment period, Evidence of Insurability is required for any level of coverage.

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